Check my arithmetic here.

I join in a BB IV ship.  Rush straight forward.  Sail into the middle of the enemy, get in just one hit, PacMan up any torps around and then die ingloriously in a hail of shells. Make 600 credits (with "reward") within 90-120 seconds.

OR

Play a thoughtful, long range, cautious, tactical team game.  10 to 15 minutes later, earn at the very most 1400 credits, and that only about half the time, when we win.

Even when factoring in match-making and loading, rushing easily earns 4x as many credits per minute as actually playing to win.

What am I missing?  Is the smart strategy to play like an idiot?

[UPDATE] Master the ship, get 50% more credits for the exact same idiocy.